A Toronto insurance defence lawyer is highly specialized in handling many different types of insurance claims. The most common types of claims that lawyers defend each year include:
• Car accident claims
• Homeowner's claims
• Health insurance claims
• Life insurance claims
• Workers' compensation claims
• Commercial claims
• First party insurance claims
• General claims
• Business insurance claims
Selecting the right lawyer to help you get a winning chance is a very important decision. The search does not have to be stressful, but you do need to do some work to make sure you hire the best person for the job.
Here are some things to think carefully about:
Is the lawyer an expert in your particular insurance claim?
There are all kinds of lawyers who practice in different areas of insurance law. For example, there are personal injury lawyers who are experts in dealing with insurance claims involving psychological or physical injuries caused by motor vehicle accidents, work accidents, assault claims, home accidents, dog bites, medical malpractice suit or product defect accidents. If your case involves permanent injuries or illness as a result of being injured on the job, a knowledgeable workers' compensation attorney will be able to provide the best legal representation for you. If you are in a dispute with your own insurance company because it has denied you coverage or turned down a valid claim without a legitimate reason or explanation, a bad faith insurance lawyer can help you recover the insurance benefits that you are entitled. Each type of claim can have many provisions and limitations and can be quite complex, so you need to find a lawyer who is experienced in that particular field of insurance law that you need help in to ensure that he can obtain the maximum benefit for you.
Have you evaluated each lawyer on your list?
Once you know what kind of lawyer you need, you can identify three or four prospective candidates and then do some initial screening to compare their background and experience.
Find out everything you can:
• Their bio and profile to check if they are who they say they are.
• Review their educational background and any special training and/or continuing education to determine their expertise in the area of insurance law.
• Who do they primarily represent?
• What types of clients have they represented?
• Has the lawyer handled insurance cases similar to yours?
• Check if the lawyer is active in any community involvement as this will give you a sense of what values he upholds and if those values are similar to yours.
• Contact the local state bar association and the website of The Law Society of Upper Canada to find out if the lawyer is in good standing or has any unresolved concerns or complaints.
• Does the lawyer have any advertisements to promote his services? Are the ads professionally crafted or are they overly salesy?
Hire a lawyer with a local office
It’s also important to get a lawyer who has years of practice in the local region. One advantage when more local people know him is that many can attest of his good standing in the community. But the best benefit is that he knows the local prosecutors and is well-acquainted with the judges who will possibly preside over your case. Having years of courtroom experience in the region will give your attorney the familiarity he needs to evaluate every possible outcome of your case and advise you on the best chance of winning.
Whether you are involved in a car accident, have a medical malpractice claim, or are facing a serious criminal charge, the right Toronto insurance defence lawyer can help you defend your rights and make sure you get the best outcome. Be sure you make careful considerations before choosing legal representation so that your rights are protected throughout the legal process.
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